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Find the Best Extended Car Warranty Companies in Boston, MA

Boston car owners deal with plenty of potential hazards while on the road, including rock salt and potholes. An extended car warranty protects your car against potential repairs. Boston.com has partnered with ConsumerAffairs to create this guide comparing plans, coverage options and mileage restrictions from 40 businesses and choosing the top 11 extended auto warranty companies in Boston.

This content was created by a Boston.com partner. The editorial department of Boston.com had no role in writing, production, or display. Boston.com may be compensated for publishing this content and/or receive a commission on purchases of products or services described within the post.

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What does an extended car warranty cover in Boston?

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With the cost of living in Boston being 53% higher than the national average, it’s typical for consumers to look for an auto warranty company for better protection from high bills. Smart drivers know that several factors go into finding the right auto warranty provider for their needs. Before you can get an accurate quote, you need to provide the company with pertinent information. Prepare to give them the age of the vehicle, the make and model and the miles driven.

As you compare available plans, you have several decisions to make. If you are looking to protect a higher-mileage vehicle or you have a specialty model, you might have a more difficult time finding coverage to fit your needs. You must also consider the upfront fees, along with any monthly costs. There will be a waiting period provided with most plans, which is important to know before you sign any paperwork.

Aside from looking through plan details, you want to consider the reputation of the company. Start by reading customer reviews online to see what other consumers think. It’s also important to review the company’s Better Business Bureau profile. If the organization has a tendency to get out of paying claims, there are sure to be reports of it. Before you make a final decision, read through the fine print of the agreement carefully. Even though this might take you some time, it’s meant to protect you from making a poor purchasing decision.

How much does an extended car warranty cost in Boston?

Boston drivers can expect to pay an average of $2,500 for basic auto warranty coverage. If you were to choose a higher level of coverage, you would pay more.

Additionally, you can expect to pay more if you have a higher-priced car or it’s a luxury model. These are typically more expensive to repair, thereby requiring more protection. On top of that, if you choose a low deductible, you will spend more on premiums. One way to save money on your auto warranty in Boston is to opt for a higher deductible amount when you can afford to.

Beyond these factors, how much you drive your vehicle will be taken into account. The driver who only adds 5,000 miles to the car each year will pay far less than another driver of the same car that’s putting 20,000 miles on every year.

When shopping around for an extended auto warranty, be sure to ask about discounts or extra services included with the warranty.

Boston extended auto warranties FAQ

Can I cancel my extended warranty?

With most auto warranty companies in Boston, you are given a 30-day money-back guarantee. During this time, you can cancel coverage and get your money back. After this time, many providers do not allow for cancellation, just the option to not renew at the end of the contract period.

What does a bumper-to-bumper warranty cover?

A bumper-to-bumper auto warranty in Boston covers more components than the powertrain warranty. Typically, the fuel system, brakes, steering system, electrical components and safety equipment are added to the powertrain coverage.

Are extended warranties worth it?

If you don’t have the money to pay out of pocket for a major car repair, an extended warranty in Boston is worth the expense. Instead of paying a big chunk of money when something breaks, you pay a little bit each month towards the coverage and an agreed-upon deductible for the covered repair.

Should I get an extended warranty on a new car?

Even though your new vehicle comes with a manufacturer’s warranty, the extended warranty should still be considered. Not only will you have better access to a wider range of plans during this time, but your monthly costs will be minimal.

Boston extended auto warranty company information

Endurance Auto Warranty

Endurance offers six unique auto warranty plans to Boston drivers. The company directly administers the majority of these plans, ensuring you don’t need to deal with a middleman. If you have a high-mileage vehicle, you can still get coverage through the Select Premier plan. Elite Benefits are provided with every warranty plan. With these additional services, you gain access to key fob replacement, roadside assistance and replacement for up to two tires.

Endurance Auto Warranty Learn More

CarShield

CarShield offers comprehensive plans, covering everything from your engine to your GPS system. Not only will the company offer a plan for your vehicle, but you can also cover your ATV or motorcycle. It’s also another provider that will cover you up to 300,000 miles, so you have many years of protection. With the handy CarShield app, you can quickly access your account or file a claim. The company also lets you choose your mechanic, offering some additional flexibility.

CarShield (800) 355-5671

CARCHEX

CARCHEX has 21 plans available across five levels of protection. With so many options to choose from, there’s likely a plan that fits your needs. It’s also one of few companies that provides the option to choose a $0 deductible, so you don’t have to worry about anything during a repair. All of the plans cover roadside assistance, rental car reimbursement, trip interruption and towing, giving you even more peace of mind. Plus, you can take advantage of the “No-Haggle, Low Price, Everyday Guarantee” that can be combined with the low down payment option.

CARCHEX Learn More

olive

olive is a company that offers comprehensive plans and flexible payments like many other providers. However, this is one of the only companies that will send an email quote without the need for an in-depth phone call. This option is helpful if you want to make a decision without feeling pressured. When you need repairs, there aren’t a bunch of hoops to jump through; you schedule through RepairPal. On top of that, olive doesn’t require a waiting period. It’s difficult to find any other providers that are willing to offer you coverage from day one.

olive Learn More

Protect My Car

Protect My Car offers six unique plans to choose from. The company is a solid option for drivers with high-mileage vehicles since some plans will cover up to 299,999 miles. You can also choose plans with a $100 deductible, making the repair costs more affordable. Your claims are always handled by employees of the company, which helps to reduce the premium costs. Additionally, your plan comes stacked with other benefits, such as oil changes, tire rotations and roadside assistance. One of the most unique aspects of Protect My Car is that you don’t need to speak to a representative to get a quote. It’s one of two companies we were able to get an online quote from.

Protect My Car

Toco Warranty

With Toco plans, you don’t necessarily need to put down a payment upfront; there are options that allow you to pay as you go, making it more friendly for tight budgets. Plans are determined by how many miles you have on your vehicle, so there’s less flexibility about what coverage you choose. However, you can score a $50 waiver to your deductible if you have repairs done at chosen facilities. On top of that, Toco provides special hotel and motel discounts, benefits not given by other companies.

Toco Warranty

Concord Auto Protect

Concord Auto Protect employs ASE Certified mechanics on staff to help with the claims process. They also use a special Rapid Response System to ensure you aren’t left waiting for repairs to be made. Because you can choose the shop you visit, there’s never anyone dictating what you must do. If you need to make payments on your comprehensive plan, this provider offers no-interest options, helping to make it more affordable. Plus, you can choose a protection plan based on what best fits your budget.

Concord Auto Protect

Total Auto Protect

Total Auto Protect is another provider that doesn’t use third-party companies to deal with claims. You can also take your vehicle to any ASE Certified repair shop, allowing for complete flexibility. Customers claim that repairs are paid for promptly. All plans come with free roadside assistance, so if your car breaks down, you don’t need to worry about how the vehicle is going to get to the shop. Finally, the 30-day guarantee is there if you end up having buyer’s remorse.

Total Auto Protect

Omega Auto Care

Omega Auto Care has been around for more than two decades, making it one of the longest-running on the market. Additionally, the provider allows for the deductible to be waived if you use a RepairPal-certified shop, helping you save even more. Further discounts are offered on maintenance tasks. You can claim up to $55 toward oil changes and $130 for brake replacement. Beyond that, some portion of battery replacement, cooling system maintenance and safety inspections are covered.

Omega Auto Care

Select Auto Protect

Select Auto Protect lets you get repairs done at any ASE Certified facility, making it simple to retain your current mechanic. You can also file claims 24/7, giving you more flexibility. If you are looking for a low-dollar plan, you’ll want to check out the Select Silver option, while customers seeking protection for just about everything will gravitate toward the Select Platinum tier instead. This provider also offers a money-back guarantee, so you aren’t out anything if you decide you don’t want the plan. Beyond that, there’s no fee to transfer the policy to a new owner if you sell the car during the term.

Select Auto Protect

autopom!

autopom! boasts an A+ Better Business Bureau rating, which can be difficult to find in this industry. It’s not just due to the variety of plans available to consumers or the ability to choose the shop, but also the money-back guarantee that can be extended to sixty days. With your plan, you also receive towing coverage and roadside assistance. Beyond that, you gain trip interruption protection, rental vehicle assistance and tire protection that covers against road hazards. You won’t need to worry about getting a separate roadside assistance plan when you sign up with autopom!

autopom!